.fi-calc-hero{background:linear-gradient(135deg,#0b2545 0%,#13315c 100%);color:#fff;padding:40px 28px;border-radius:12px;margin-bottom:28px}.fi-calc-hero h1{margin:0 0 12px;font-size:28px;color:#fff}.fi-calc-hero p{margin:0;font-size:17px;color:#dde6f3;line-height:1.5}.fi-calc-tool{background:#f7f9fc;border:1px solid #d9e1ec;border-left:4px solid #c8a951;padding:24px;border-radius:8px;margin:24px 0}.fi-calc-tool h2{margin:0 0 18px;font-size:20px;color:#0b2545}.fi-calc-tool h3.grp{margin:18px 0 10px;font-size:15px;color:#c8a951;text-transform:uppercase;letter-spacing:.5px}.fi-calc-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:14px}.fi-calc-row.c5{grid-template-columns:repeat(5,1fr)}.fi-calc-row label{display:block;font-size:14px;font-weight:600;color:#0b2545;margin-bottom:6px}.fi-calc-row input,.fi-calc-row select{width:100%;padding:10px 12px;border:1px solid #c8d2de;border-radius:6px;font-size:15px;font-family:inherit;background:#fff;box-sizing:border-box}.fi-calc-row input:focus{outline:2px solid #c8a951;outline-offset:1px;border-color:#c8a951}.fi-sim-hint{font-size:12px;color:#5a6573;font-weight:400;display:block;margin-top:3px}.fi-sim-check{display:flex;align-items:center;gap:10px;margin:10px 0;font-size:14px;color:#0b2545}.fi-sim-check input{width:auto}.fi-sim-btn{background:#c8a951;color:#0b2545;font-weight:700;padding:12px 28px;border-radius:6px;border:0;font-size:16px;cursor:pointer;font-family:inherit}.fi-sim-btn:hover{background:#b89441}.fi-sim-btn.sec{background:#fff;border:1px solid #aab7c8;color:#0b2545}.fi-sim-kpi{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin:18px 0}.fi-sim-kpi .k{background:#fff;border:1px solid #d9e1ec;border-top:3px solid #c8a951;border-radius:8px;padding:16px 18px}.fi-sim-kpi .k .l{font-size:12px;text-transform:uppercase;letter-spacing:.5px;color:#5a6573;margin-bottom:6px}.fi-sim-kpi .k .v{font-size:22px;font-weight:800;color:#0b2545;font-variant-numeric:tabular-nums}.fi-sim-kpi .k.bad{border-top-color:#c0392b}.fi-sim-kpi .k.good{border-top-color:#2e7d32}.fi-sim-sec{background:#fff;border:1px solid #d9e1ec;border-radius:8px;padding:20px 22px;margin:16px 0}.fi-sim-sec h3{margin:0 0 12px;font-size:17px;color:#0b2545}.fi-sim-sec table{width:100%;border-collapse:collapse;font-size:14px}.fi-sim-sec th{text-align:left;padding:8px 6px;border-bottom:2px solid #0b2545;color:#0b2545;font-size:12px;text-transform:uppercase;letter-spacing:.4px}.fi-sim-sec td{padding:8px 6px;border-bottom:1px solid #ecedf2;font-variant-numeric:tabular-nums}.fi-sim-sec td.num,.fi-sim-sec th.num{text-align:right}.fi-sim-sec tr.tot td{border-top:2px solid #c8a951;border-bottom:0;font-weight:800;padding-top:11px}.fi-sim-sec td .exp{color:#c0392b;font-weight:700}.fi-sim-flag{border-left:4px solid;border-radius:6px;padding:12px 16px;margin:10px 0;font-size:14.5px;line-height:1.55;background:#fff;border-top:1px solid #ecedf2;border-right:1px solid #ecedf2;border-bottom:1px solid #ecedf2}.fi-sim-flag.warn{border-left-color:#c0392b}.fi-sim-flag.info{border-left-color:#c8a951}.fi-sim-flag.ok{border-left-color:#2e7d32}.fi-sim-flag b{color:#0b2545}.fi-calc-disclaimer{font-size:13px;color:#5a6573;font-style:italic;margin:12px 0 0;line-height:1.5}.fi-calc-faq{margin:28px 0}.fi-calc-faq h2{font-size:20px;color:#0b2545;margin-bottom:12px}.fi-calc-faq details{background:#f7f9fc;border:1px solid #d9e1ec;border-radius:6px;padding:12px 16px;margin-bottom:8px}.fi-calc-faq summary{cursor:pointer;font-weight:600;color:#0b2545;list-style:none;padding-right:24px;position:relative}.fi-calc-faq summary::after{content:'+';position:absolute;right:0;top:0;color:#c8a951;font-size:22px;line-height:.8;transition:transform .2s}.fi-calc-faq details[open] summary::after{transform:rotate(45deg)}.fi-calc-faq details>p{margin:10px 0 0;color:#384858;line-height:1.55}.fi-cta-block{background:linear-gradient(135deg,#0b2545 0%,#13315c 100%);color:#fff;padding:28px 24px;border-radius:10px;margin:28px 0;text-align:center}.fi-cta-block h2{color:#c8a951;margin:0 0 8px;font-size:22px}.fi-cta-block p{color:#dde6f3;margin:0 0 16px;font-size:16px}.fi-cta-block a.fi-cta-btn{display:inline-block;background:#c8a951;color:#0b2545;font-weight:700;padding:12px 28px;border-radius:6px;text-decoration:none;font-size:16px}.fi-cta-block a.fi-cta-btn:hover{background:#b89441}.fi-calc-related{margin:28px 0;padding:18px 22px;background:#f7f9fc;border-left:4px solid #0b2545;border-radius:6px}.fi-calc-related h2{margin:0 0 10px;font-size:17px;color:#0b2545}.fi-calc-related ul{margin:0;padding-left:18px}.fi-calc-related li{margin:4px 0}@media(max-width:760px){.fi-calc-row.c5{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.fi-calc-row{grid-template-columns:1fr}}@media print{.fi-cta-block,.fi-calc-related,.fi-calc-faq,.fi-sim-actions{display:none!important}}