.fi-calc-hero{background:linear-gradient(135deg,#0b2545 0%,#13315c 100%);color:#fff;padding:40px 28px;border-radius:12px;margin-bottom:28px}.fi-calc-hero h1{margin:0 0 12px;font-size:28px;color:#fff}.fi-calc-hero p{margin:0;font-size:17px;color:#dde6f3;line-height:1.5}.fi-calc-tool{background:#f7f9fc;border:1px solid #d9e1ec;border-left:4px solid #c8a951;padding:24px;border-radius:8px;margin:24px 0}.fi-calc-tool h2{margin:0 0 18px;font-size:20px;color:#0b2545}.fi-calc-row{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:14px;align-items:center}.fi-calc-row label{flex:1 1 180px;font-weight:600;color:#0b2545}.fi-calc-row input,.fi-calc-row select{flex:1 1 200px;padding:10px 12px;border:1px solid #aab7c8;border-radius:6px;font-size:15px;font-family:inherit}.fi-calc-row .fi-calc-radio{display:flex;gap:18px;flex:1 1 200px}.fi-calc-result{background:#fff;border:2px solid #c8a951;border-radius:8px;padding:18px 20px;margin-top:18px}.fi-calc-result h3{margin:0 0 12px;font-size:16px;color:#0b2545;text-transform:uppercase;letter-spacing:.4px}.fi-calc-result table{width:100%;border-collapse:collapse}.fi-calc-result td{padding:8px 4px;border-bottom:1px solid #ecedf2}.fi-calc-result td:last-child{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}.fi-calc-result tr.fi-total td{border-top:2px solid #c8a951;border-bottom:0;padding-top:12px;font-size:17px}.fi-calc-disclaimer{font-size:13px;color:#5a6573;font-style:italic;margin:12px 0 0;line-height:1.5}.fi-calc-faq{margin:28px 0}.fi-calc-faq h2{font-size:20px;color:#0b2545;margin-bottom:12px}.fi-calc-faq details{background:#f7f9fc;border:1px solid #d9e1ec;border-radius:6px;padding:12px 16px;margin-bottom:8px}.fi-calc-faq summary{cursor:pointer;font-weight:600;color:#0b2545;list-style:none;padding-right:24px;position:relative}.fi-calc-faq summary::after{content:'+';position:absolute;right:0;top:0;color:#c8a951;font-size:22px;line-height:.8;transition:transform .2s}.fi-calc-faq details[open] summary::after{transform:rotate(45deg)}.fi-calc-faq details>p{margin:10px 0 0;color:#384858;line-height:1.55}.fi-cta-block{background:linear-gradient(135deg,#0b2545 0%,#13315c 100%);color:#fff;padding:28px 24px;border-radius:10px;margin:28px 0;text-align:center}.fi-cta-block h2{color:#c8a951;margin:0 0 8px;font-size:22px}.fi-cta-block p{color:#dde6f3;margin:0 0 16px;font-size:16px}.fi-cta-block a.fi-cta-btn{display:inline-block;background:#c8a951;color:#0b2545;font-weight:700;padding:12px 28px;border-radius:6px;text-decoration:none;font-size:16px}.fi-cta-block a.fi-cta-btn:hover{background:#b89441}.fi-calc-related{margin:28px 0;padding:18px 22px;background:#f7f9fc;border-left:4px solid #0b2545;border-radius:6px}.fi-calc-related h2{margin:0 0 10px;font-size:17px;color:#0b2545}.fi-calc-related ul{margin:0;padding-left:18px}.fi-calc-related li{margin:4px 0}.fi-calc-hub{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:24px 0}.fi-calc-card{background:#fff;border:1px solid #d9e1ec;border-top:3px solid #c8a951;border-radius:8px;padding:22px;transition:transform .15s,box-shadow .15s}.fi-calc-card:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(11,37,69,.08)}.fi-calc-card h3{margin:0 0 8px;font-size:18px;color:#0b2545}.fi-calc-card p{margin:0 0 14px;color:#5a6573;font-size:14px;line-height:1.5}.fi-calc-card a{color:#c8a951;font-weight:700;text-decoration:none}.fi-calc-card a:hover{text-decoration:underline}